Gauss: Payoff Credit Card Debt 1.4.62

Reach your financial goals with personalized insights, visualize your progress, and manage all of your cards from one place.

Discover the smartest way to manage and pay off credit cards. Our platform has successfully assisted users in paying off millions in credit card debt.

Credit Building

Improve your credit history and credit score effortlessly. Our service requires no credit checks, and you can enjoy monthly payments of less than $5. With instant initial reporting, you can earn rewards and even enable a Low APR Gauss Credit Line application simply by utilizing our service.

Move Balances Off Expensive Cards

Transfer up to $15k instantly from expensive credit cards to a low APR credit line. By doing so, you can pay off balances more quickly and save hundreds of dollars on interest charges. Experience instant approval with a soft credit check. For more information, please refer to the Details section.

All Your Credit Cards in One App

Managing different due dates, minimum payments, separate logins, APRs, and balances can be challenging. However, with our platform, you can easily oversee all of your credit card bills from one convenient application.

See Your Debt Free Dates & Recommended Payments

Determine the exact month your debts will be fully paid based on your monthly contributions. Increase your contributions in order to expedite your journey to becoming debt-free with our recommended payment plans.

Graph Your Monthly Progress

Visualize your progress and witness the growth of your net worth as you pay off debt. Stay motivated by observing the decrease in your total debt while simultaneously bolstering your financial health.

Track Your Cash Flow

Easily track all of your income and expenses with our user-friendly interface. We bring together all of your transactions to provide a clear snapshot of your finances and areas for improvement. Instantly understand how much cash you retain, review larger transactions, identify unused services, and more.

Smart Budgeting

Simplify the process of setting and tracking monthly budgets to pay off debt faster and save more. Through our personalized recommendations based on your data, you can get started in less than a minute. Monitor your progress easily with graphs displayed on your dashboard.

Data Safety

Rest assured that the security and privacy of your data are our top priorities. We employ bank-level security measures and 256-bit encryption for all of your data. When linking your banks, we utilize Plaid, the industry leader in secure and private bank connectivity. All data is read-only, and you can disconnect your accounts at any time. We never sell or share your data with third parties unless required by law.

COMING SOON:

Personalized Financial AI-Assistant

Engage in conversation with an AI-powered personal finance assistant that will help you make informed financial decisions every time.

Automated Snowball and Avalanche Payoff Tactics

Select a plan and let our app handle the rest. We will automate the process of following either the snowball method or avalanche method, two of the most popular strategies for debt payoff. Simply set it up and forget about it!

DETAILS:

A Low APR Gauss Credit Line for balance transfers requires prime FICO scores. A variable APR of 14-18% (which is subject to changes in the prime rate) is charged on your Gauss Line balance. There will be no balance on your Gauss Line until your cards are actually paid. It is important to note that we never charge interest on interest. Availability of the service is subject to certain states; please check if your state is supported during the initial onboarding process in the app.

The app and user support are only available in English.